A lease-to-own (or rent-to-own) agreement allows you to rent a home with the option to purchase it after a certain period. This arrangement lets you live in your dream home while you save up for a down payment and improve your credit score, so you’re ready to qualify for a traditional mortgage when the time comes.

To qualify for a lease-to-own home, you’ll need to complete an application. We work with people in various financial situations—so don’t worry if your credit isn’t perfect. As long as you can afford the monthly payments, we can likely help you move into your dream home.

Lease2OwnDreamHome.com is a small family-owned company that can be flexible in structuring the lease option program.  Our contracts can be from 2 years to 10 years depending on the situation.  Our option consideration terms are flexible as well.  We try to make it work for our Tenant/Buyers whenever possible.

We have a unique screening program where we send our prospective Buyers to a Licensed Mortgage Originator who can give us a written outline of what steps need to be taken to ensure a mortgage is available when it is time to purchase the home.

Yes, you can qualify for a lease-to-own home even with bad credit. The lease-to-own option is designed to give you time to improve your credit score while you live in the home. This way, you can work toward qualifying for a traditional mortgage by the end of the lease period.

There are numerous benefits to choosing a lease-to-own option:

• Try Before You Buy: Live in the home before deciding to purchase it.

• No Need for Great Credit or a Large Down Payment: Start living like a homeowner while you save up and enhance your credit score.

• Privacy: Your name isn’t listed as the purchaser on public records until the final closing, offering years of privacy.

• Move In Quickly: Skip the waiting period associated with mortgages and move in right away.

Pet policies vary by property, so please check the specific property listing or contact us for more details. We understand that pets are part of the family, and we will do our best to accommodate your furry friends.

Monthly payments will depend on the specific property and terms of the lease-to-own agreement. Generally, the payment includes the rent and a portion that goes toward the eventual purchase of the home. For exact figures, please refer to the property listing or contact us directly.

Absolutely! We have a wide range of properties available and are always adding new listings. Please contact us, and we’ll be happy to assist you in finding another home that meets your needs.

Yes, we do work with investors. If you’re interested in investing in lease-to-own properties, please reach out to us directly for more information. We can discuss how our program can align with your investment goals.

The lease-to-own process is simple:

1. Find a Property: Browse our available listings to find a home you love.

1. Apply: Complete an application. We consider all credit and financial situations.

1. Sign the Lease: Once approved, sign your lease and pay the security deposit and rent.  You will also sign an option contract and deposit your option fee.

1. Move-In: Start living in your new home.

1. Purchase the Home: Your lease/option agreement will specify the time to complete the purchase, typically around five years. To finalize the purchase, you’ll work towards securing a traditional mortgage or another financing method.